By default a line will apply to all years in the simulation. That can be changed by entering a custom range. Enter values based on the simulation year (1, 5, 10) as opposed to calendar year (2045). For example, you plan to attend a three year degree program two years from now. For the degree program line's custom range you would enter 2 as the start year and 5 as the end year. When the start box is left empty that line goes into effect in year 1. When the end box is left empty the simulation runs until the last year.
Income, Expense and Asset lines can be setup so the amount changes with time. For some items, like expenses, you may want to set it to ‘grows with inflation’. Assets by default grow at the simulation rate of return set at the top of the screen. Assets can also have their growth floored or capped. For example a car could be setup so it never drops below $500. The simulator applies the change in value value at the end of every year.
Income lines get additional fields for tax rate, and an option to defer income (which are taken as a pre-tax deduction).
